

If their is high inflation (higher than the CD), then CDs are bad. Your money is locked in and losing real value over time due to the CD rates not being high enough.
Thats why I said it depends on what you are trying to defend against. What’s hard is the economy is teetering between recession->low interest rates and high inflation. It seems like the Fed has gotten inflation under relative control, but bond sell offs would probably trigger rising bond rates (as the US has to make bonds more appealing), which I fear could lead to inflationary pressure in the US. However, given Trump it’s hard to know what he’ll do next so maybe diversification is the only thing to do.



I was amazed at how well x64 emulation has gotten on arm. The chip in the Thor should be pretty decent, but definitely expect pain points and worse support than the steamdeck/Linux (on x64).
I haven’t had any game not load for me yet, but performance is inconsistent (especially in 3D games). Something that seems lightweight will be sluggish and other things run surprisingly smoothly.
This site - https://www.emuready.com/ - helped me research to see if I could actually play the games in my backlog.
Edit: Also, most phone chips have shared RAM (if I recall correctly), so higher ram in the device means higher gpu VRAM. So going cheap on ram could impact what games are playable.