Try finding a supportive and fulfilling community that helps you achieve your life goals. I’ve found this at my Unitarian Universalist (UU) church. UU’s don’t believe in a shared religious text, instead they have a core set of shared values. My church has people who identify as atheist, Christian, several types of pagan, Buddhist, Jewish, Muslim, etc. We celebrate religious holidays from all of them as well as secular holidays like Trans Day of Visibility and Earth day. The focus is on being together and trying to make the world a better place. There’s active volunteer groups for hunger relief, housing support, the environment, and LGBTQ support. I also really like the music program. There’s a handy website to find a congregation near you, many stream services on Zoom so you can test them out before going in person. They can vary a lot based on the members of each congregation.

I go with something like these, but I’m not sure what brand I have

Great additions!

Agree! I debated putting that in the OP, but wasn’t sure how possible that is for folks

Good additions! I just didn’t mention the snow tires because that’s not an option for a lot of people in southern US states

VSGX is a diversified Vanguard ETF with >6,000 different non-US company stocks. This is an ESG-screened fund, basically meaning that it avoids fossil fuel and tobacco companies. Since it’s Vanguard, it has a super low 0.1% expense ratio

BNDX is the Vanguard international bond ETF, with ~58% of holdings in Europe-based bonds. It has a 0.07% expense ratio and pays a monthly dividend equal to about 4% return/year

VSGX is a diversified Vanguard ETF with >6,000 different non-US company stocks. This is an ESG-screened fund, basically meaning that it avoids fossil fuel and tobacco companies. Since it’s Vanguard, it has a super low 0.1% expense ratio

BNDX is the Vanguard international bond ETF, with ~58% of holdings in Europe-based bonds. It has a 0.07% expense ratio and pays a monthly dividend equal to about 4% return/year