Based on the TRaSH Guides, x264 is better for 1080p content and x265 is only worth it for 2160p and above. But I don’t know how they would compare in the case of 720p x264 vs 1080p x265. I think I would prefer 720p x264 if it had a higher bit rate.

The “it’s not fair we pay for these games for them to then be pirated” says it all, it’s not about the company becoming bankrupt because of piracy, it’s because they don’t want to feel bad once they have been scammed with a half made game that others have gotten for free. Because a half made game should be worthless