To counter this, there is actually a dignity thing. In quite a lot of cultures, including some western ones, there is shame attached to accepting charity. If the person feels like they worked for it, it gives them a sense of accomplishment and dignity. There was an old anecdote of someone who had a neighbour who was constantly needing financial/material help and was in need, and that person’s family was helping them. From time to time, they’d go and ask that neighbour for smaller things, such as some salt or stationery. They did this so their worse off neighbour felt more as equals than a lesser.