• cfgaussian@lemmygrad.mlOP
      link
      fedilink
      arrow-up
      7
      ·
      2 days ago

      The US is an especially bad case because people move so frequently in the US. And almost no one buys a home with the full amount up front. Taken together this means that most homes are never fully paid off and the house is just sold and a new one bought before any “real” ownership (i.e. the bank isn’t able to reposess your house if you stop making mortgage payments) occurs.